Gold Zakat Calculator — Zakat on Gold (Live Price, Karat & Tola)

By the Editorial Team · reviewed against our sources · updated September 2026 · guidance, not a fatwa

How to calculate Zakat on gold

There are three steps. First, add up the gold you own and note the karat of each piece. Second, convert it to its pure-gold value at today’s price — this is what the calculator above does automatically using the live 24k rate. Third, if the total reaches nisab and a lunar year has passed, pay 2.5% of that value. In short: weight × purity × live gold price × 2.5%.

What is the nisab for gold?

The gold nisab is 87.48 grams of pure gold (20 mithqāl), which is about 7.5 tola. If the gold you own reaches or exceeds this and you have held it for a full lunar year, Zakat is due. Note an important point of fiqh: if you own gold plus other zakatable wealth such as cash, savings or silver, most contemporary scholars combine everything and apply the silver nisab (612.36 g of silver), which is usually a lower threshold and means more people owe Zakat. Use our nisab page to see today’s live thresholds, or the full Zakat calculator for combined wealth.

Karat and purity — why it changes the answer

Gold prices are quoted for pure 24-karat gold. Jewellery is usually an alloy, so you pay Zakat on the pure gold content, not the gross weight:

The calculator applies these factors for you — just enter the weight of each karat you own.

Tola, grams and common weights

Across South Asia and the Gulf, gold is often measured in tola. One tola equals 11.6638 grams. So the gold nisab of 87.48 g is about 7.5 tola. Switch the calculator to “Tola” to enter weights directly. For quick answers to common amounts, see: Zakat on 1 tola gold, 5 tola, 10 tola, and 100 grams.

A worked example

Suppose you own a 22k gold set weighing 4 tola (about 46.7 g). Its pure gold content is 46.7 × 0.916 ≈ 42.8 g. If the live 24k price is, say, the currency value shown in the tool, the calculator multiplies 42.8 g by that price and, because your gold alone (42.8 g) is below the 87.48 g gold nisab, it will tell you no Zakat is due on this gold by itself — but if you also hold cash or silver, you would cross the silver nisab and owe 2.5% on the combined total. This is exactly why the tool shows both the nisab check and a reminder to use the full calculator.

Do you pay Zakat on gold jewellery you wear?

This is the one genuine difference of opinion. The Hanafi school holds that Zakat is due on all gold you own, including jewellery worn for personal adornment. The Shāfiʿī, Mālikī and Ḥanbalī schools generally exempt jewellery that is genuinely kept and used for permitted personal wear, while gold held as savings or investment is always zakatable. Choose your view in the calculator; when a non-Hanafi view is selected and you mark the gold as personally worn, the tool treats it as exempt. When in doubt, the safer and more generous position is to pay. This is guidance, not a fatwa — confirm with a qualified scholar.

When is it due, and how do I pay?

Zakat on gold falls due once you have owned nisab-level wealth for one lunar year (hawl). Many people simply fix a Zakat date (often in Ramadan) and calculate every year on that date. You can pay the 2.5% in cash equivalent to the gold’s value — you do not have to give the gold itself. Save your result with the tool, or set a yearly reminder from the main Zakat calculator.

Related tools and guides

See today’s live nisab, calculate your complete Zakat with the Zakat calculator, learn the basics in what is Zakat, and read how we calculate for our full method and sources.

This is guidance, not a fatwa. Zakat rulings vary by school and circumstance — consult a qualified scholar for a binding ruling on your situation.

Frequently asked questions